B.A. Harris Blog

Families First Coronavirus Response Act: Paid Leave & Tax Implications for Small Business Owners

On March 18th, with Americans experiencing the economic impact of the COVID-19 virus, President Trump signed into law the Families First Coronavirus Response Act in an effort to ease the financial strain being dealt to working people across the country. Two key provisions of the bill (HR 6201) are: 1) the Emergency Family and Medical Leave Expansion Act (EFMLEA) which amends the Family and Medical Leave Act (FMLA) to allow paid leave for employees whose child care has been disrupted due to COVID-19, and 2) the Emergency Paid Sick Leave Act (EPSLA) which increases the number of employees with access to paid medical sick leave.

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Save On Student Loan Repayment with an Idaho Ideal 529 Plan

In an effort to help ease the burden of student loan debt across the country, the SECURE Act, which was passed last December, has increased the scope of 529 educational savings plans to allow for distributions to help pay for qualified student loan debt. Prior to the passage of the SECURE Act, 529 plans in the state of Idaho could be used for many educational expenses, including K-12 and college tuition payments, but student loan debt was conspicuously excluded as a qualifying expense.

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20% Rental Real Estate Deduction – Is 250 Hour Safe Harbor Necessary?

In 2018, the Tax Cuts and Jobs Act (TCJA) introduced the 199A Qualified Business Income (QBI) Deduction, promising a 20% deduction from taxable income derived from qualified trades or businesses. That meant a taxpayer earning $10,000 in qualifying income would only pay taxes on $8,000 of said income. The initial guidance from the IRS made it clear that in order to qualify for the 20% QBI deduction, income must first be sourced through either a U.

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SECURE Act is changing retirement

This past December, Congress passed a spending bill, The Setting Every Community Up for Retirement Enhancement (SECURE) Act, making big changes to rules for retirement savings plans. The provisions are generally positive for individuals saving for retirement and small businesses alike, but may hurt those who inherit traditional IRA’s. The following are some major points that are likely to affect a large number of our clientele: RMD & IRA Contribution Changes Effective starting in 2020, the SECURE Act has changed the age that account holders must make Required Minimum Distributions (RMDs) from 70.

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Employ Your Children, and Save Big

For some parents, the thought of bringing their child to work with them every day may sound less than appealing, but for owners of LLC’s and partnerships, the tax law offers some enticing provisions which makes the prospect of hiring your children a potentially powerful savings tool. Save on Payroll Tax The IRS has stated that payments for the services of a child under age 18 who works for his or her parent in a trade or business are not subject to employee or employer Social Security and Medicare taxes if the trade or business is a sole proprietorship or a partnership in which each partner is a parent of the child.

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